 
        BEGIN:VCARD
        VERSION:3.0
        N:T and D
        ORG:T and D
        TEL;TYPE=work,voice:(USA)
        ADR;TYPE=work:;;; PO Box 321; Saratoga Springs; ; NY12866 USA
        URL;TYPE=work:http://www.tandd.com
        EMAIL;PREF;INTERNET:
        REV:20090626215820
        END:VCARD